TyTIP: Passing gas

Passing gas stations these days you can’t help but panic wondering,”how high is the price going to be today?”And if you should play Russian roulette and wait a few days in hopes that the price will drop (or heavan forbid rise) then what are you going to do?

Right now I live in the state of Maryland and the other day I filled up my gas tank. Instead of paying $3.89 a gallon I paid only $2.99 per, the reason for the .90 cent difference in price is because I have a grocery store card that gives me money off my next gas purchase whenever I buy food and sundries.

I resisted getting the card at first but now (with gas expected to be $5.00 per gal by summer) I wish I’d signed up sooner! It’s a no brainer really, I mean I’m in the store all the time buying groceries anyway so why not take advantage of the benifits the card has to offer.

Sure, “Big Brother” is watching and once I filled out the form and was approved for the card I know that “they” now have all my info and can track my spending habits and sell the data to whomever the other “they” “is” or “are” that buys that sort of thing but what do I care?! Soembeoidy somewhere is already tracking your movements via your cable box, credit card, facebook or various other sources.

Nobody is calling me at home or showing up at my door to sell me anything and whatever I get in the (e)mail (if anything) I can always throw out or delete. What I am getting is something .10 cents off a gallon of gasoline for every 100 points I acumulate.

Most of the major food chains offer these cards and they are not only good for gas but you also get discounts on grocieries that aren’t advertised and other benefits that make it worth your while.

In the beginnign I kinda “poo-poo’d” the idea of .10 cent off a gallon (thinking it wasn’t worth the hassle) but the higher the prices get the more I look to that discount (no matter how meager) as found money.

My local grocery store happens to be “Safeway” and they have their own gas stations (i.e: generic gas) but that’s okay by me becauase gas is gas is gas. Believe me, generic gas will get you to little Johnnies soccer game just as fast as name brand petroleum.

Other chains like “Giant Foods” have relationships with name brands stations like “Shell” for those of you that are hung up on labels.

So, take the five minutes to fill out the application and get the grocery store card, in no time it’ll be worth it’s weight in liguid gold.

TyTIP: Always present your card with every purchase-no matter how small

TyTIP: Most grocery stores have an option where you can punch in your home phone phone number if you’ve forgotten your card

TyTIP: Size matters

I needed a new outlet after being cooped up at home and recently re-discovered the “Mall”. It’s a perfect place for an afternoon movie and to have a little “me” time just walking around (Horrors! I’m fifty-three, have I reached the age where I should think about putting on a track-suit and joining the other “Mall walkers”?) But, I digress.

I had forgotten the bargains that abound among the various and sundry offerings in the many different stores under one roof. Years ago, I (like many others) had abandoned the “Mall” for more specific upscale shopping at stores like Banana Republic, Zara and the box stores like Target and Costco.

One day I found myself walking into DSW (Designer Shoe Warehouse) and while the store seems to be mostly for women there is a section for men and better yet a few clearance racks in the back of the store. The shoes are sectioned off by size and color coded from 30 to 70% off (the already discounted prices).

I go to the movies 2 to 3 times a month and I’ve gotten into the habit of stopping in DSW specially to peruse the clearance racks. I have no interest in 30, 40 or even 50% off-I look only for the “Green” tags that signify 70% off the already discounted price.

The clearance rack is alot like a treasure hunt, you’re looking for something and you’re not quite sure what but when you find it you know it was worth looking for.The selections I found to be as varied as the colors on a pinwheel: Kenneth Cole,Gucci,Florsheim,Robert Wayne, Timberland and Ashton Grey.

On my last shopping trip I found four pair of shoes:

Tretorn rubber boots ($ 99.99) $59.94 minus $41.96 Final Price $17.98
Kenneth Cole ($138.00) $99.94 minus $69.96 Final Price $29.98
Natha Studio Winter
roll top Winter boot ($140.00) $79.94 minus $55.96 Final Price $23.98
Stray Dog Boots ($185.00) $99.94 minus $69.96 Final Price $29.98

Grand Total $108.14

All of the shoes were 70% off, after checkout my total cost was less than the cost of the pair of Kenneth Cole suede loafers.

So, remember-it’s not the size of the shoe that matters, it’s the size of the discount that’s truly impressive.

TyTIP:Any serious luxury shopper only takes items up to the cash register that are as close to wholesale (or less) as possible.

TyTIP: Look for clearance racks in any/all stores that you shop and if you don’t see one-ask

TyTIP: When you buy at such a deep discount you can be less concerned with buying classic styles and can afford to have fun with designs that are more trendy or a “less that one occasion” shoe (Like the terry cloth lined, black rubber rain boots with white accent piping) that won’t get out of the closet much.

TyTIP: Best buy

I bought a Frigidaire stainless steel fridge back in December. It retailed for $ 799.99 (on sale for $599.00)-not bad right? With my BestBuy gift cards and the 10% off appliances special they were running I paid $ 328.38. A good deal even after you factor in that I still had to pay an additional $ 95.00 for an icemaker kit because this particular unit did not come with a factory installed icemaker.

“No problem”, I thought-I’m still hundreds of dollars ahead because the least expensive stainless steel refrigerator with an icemaker included was $ 999.00 and believe me-Ty did not have that kind of money in the budget.

So, I had the fridge and I just had to wait a few days for the icemaker to be delivered and installed. In the interim I bought ice from the grocery store and before you know it the delivery day was fast approaching-just as sure as the ice was melting in my glass.

On the appointed day I had the freezer emptied and was excited to get the icemaker. You never know how much you take something like ice for granted until you have to remember to buy it or worse forget to fill up those plastic trays that always spill as you’re putting them back in the freezer.

Anyway, the icemaker kit arrived on the scheduled day and the delivery men started to install it but soon realized that it was the wrong icemaker kit-what they brought was for another model refrigerator and wasn’t compatible with mine so back it went. I was disappointed and pissed off to say the least but I was assured the right icemaker kit would be installed shortly.

A few days later the BestBuy delivery dept called to say that the icemaker kit was backordered from the manufacturer and it would take an additional 3 weeks. After buying countless bags of ice for weeks on end the second icemaker kit finally arrived but this time one of the parts was too short so I had no option other than to refuse it and have (yet) another ordered.

Only this time I got back on the phone and called customer service to get some satisfaction. If I was going to be without ice-then BestBuy was going to be without “something”. I specifically called the same agent that I’d dealt with in January. His name was Rick* and I found him to be very nice and sympathetic. Once again he listened to my sad tale and expressed the correct amount of sympathy that every good customer service agent is suppose to have-he gave “good phone”.

He also refunded the cost of the icemaker so the next one that showed up was free-good for Ty!

Unfortunately, the icemaker kit was backordered two more times so when it was finally delivered it’d been four months in the waiting. The refrigerator that I bought in December and was suppose to have an icemaker kit installed soon after the New Year was still chilling ice trays in April.

Was I pissed? (yes) Was it the end of the world? (no) The wait was made a little more bearable when II received a check in the mail for the refunded $ 95.00; in addition to receiving a $ 150.00 gift card in the mail (for the inconvenience?) as well. I also had the $50.00 gift card from the original refrigerator purchase at my disposal, too.

But, I digress…the delivery men came in to install the icemaker and….you guessed it, the same part was too short (Oye! It was just like “Groundhog’s Day”).

I was calmer than I was the first time and the second. I waved good-bye to the deliverymen and called Rick, the friendly customer service agent that had helped me way back in January when this all started.

I first had to convince Rick to accept the return of the fridge (BestBuy has a 30 day return policy) but having been there from the beginning with me he was well aware of the situation and seemed to share my frustration. He went to bat for me and got his supervisor to approve the return of the four-month-old refrigerator. It was made easier when Rick realized that I wanted to exchange it for another fridge.

After looking online I decided on another Frigidaire stainless steel model, only this time with factory icemaker already installed. It retailed for $ 999.00 and was on sale for $879.99-not bad but waaay over my budget.

I asked Rick what he could do about giving me a discount for my troubles and he said the best he could do (or anybody else in his dept) was to take an additional $ 75.00 off the sale price, bringing the cost of the new fridge down to $ 804.99 plus tax.

I thanked him and asked what he could do about not charging me tax (since it was being purchased over the phone, out of state possibly, blah, blah) and it worked!

So, the new stainless steel Frigidaire refrigerator with icemaker and trays that slide in/out and other bells and whistles, ended up costing me (after cashing in my gift cards) an additional $50.26.

I’d already paid $ 328.38 so the total cost to me was $ 378.64 for a refrigerator valued at $ 999.00 (on sale for $879.99) a savings of $ 620.36 (off retail list price) or $ 501.35 (based on the sale price).

The biggest savings was that Rick based his exchange on the original sale price of fridge ($ 599.00) and not the price I paid so that, the gift cards, the $75.00 and no tax left me with the modest balance of $ 50.26 that I put on my debit card.

Bottom line-One can indulge a little inconvenience or a screw up if you’re given a discount or credit worthy of your time and trouble.

TyTIP: Always have a pad and pen ready before you call any customer service agent about any agent so you’re ready to record any/all pertinent information that can help you along the way.

TyTIP: Always ask to whom you are speaking, write down their name (even if it’s just to thank them personally at the end of the call) ID number and/or any case number or reference number for the call in case you have to call back if you don’t achieve satisfaction-

TyTIP: Having this information can only help you if you have to call repeatedly and have to talk to several different people about the same issue. They are less likely to blow you off or pass the buck of you have names, dates and reference numbers-it keeps them accountable and less likely to say, ”I’m sorry sir/m’am, I can’t help you unless you can tell me who you talked to, or the case number.”

TyTIP: Whenever possible always talk to the same agent over the phone, it’ll save you time telling the same story over and over again, hopefully you’ll have built up a rapport that can help you negotiate a solution that you’ll be happiest with-if you don’t feel you’ve built up any good will by all means start over with another agent-just be sure to get all of their information as well and add them to your notes.

TyTIP: Always call and ask “politely” if there anything they “can do” to adjust the price to make up for any inconvenience you’ve suffered).

TyTIP: When ordering over the phone ask if they can waive the tax.

* The real name of the customer service agent has been changed.

TyTIP: French tip

Years ago when I was living in New York Joel, my agent, and dear friend came to visit from Paris -specifically to shop. I took him to Bloomingdales (where else!) and I was shocked when he asked the salesman if he could get a discount on a shirt that wasn’t on sale or part of any special promotion. At first I thought his request was something that was lost in translation and I tried to explain to him that we don’t do that “over here” in our department stores.

He looked at me very seriously and asked, “Why not?”

Why not indeed, not only did he get a 25% discount on the shirt, he continued to do this throughout the store (with varying degrees of success) with more than a few of the salespeople telling him it was not “store policy”. He would listen politely then go over their head to the manager of the department and ask again more often than not with positive results.

I learned that day to always ask (politely) if there was something “they could do about adjusting the price down” in any store, anywhere. Bartering was no longer the domain of thrift stores, auctions, etc. Joel taught me to consider all department and specialty stores as “tag sales” and you never have to pay retail.

Like Joel I wouldn’t do this every time for every purchase, like life-you learn to pick your battles but when you do it can be quite satisfying to get a discount knowing that everybody else is paying the price that’s on the tag.

So, a Frenchman gave me this tip more than 20 years ago-maybe I should call this one a “French-tip”

What do you think? Are you going to try it? Are you going to share this info with friends?

I want to hear from you, as I post “Ty Tips” I encourage you to write to me and tell me your experience.